Oobit Card combines a crypto debit card with P2P payments and up to 5% cashback in OBT tokens across 100+ countries. Ledger Card leverages the most trusted hardware wallet brand for a Visa card with BTC cashback and Ledger Live integration.

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  • Free card issuance โ€” no hidden fees
  • 0% fee on all card payments worldwide
  • Supports 50+ cryptocurrencies
  • Available in 100+ countries
โ˜… Best Crypto Card Incrypted 2024
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Our Score

๐ŸŒ€ Oobit Card WINNER ๐Ÿ”’ Ledger Card
Key parameters
NetworkVisaVisa
CashbackUp to 5% in OBTUp to 1% in BTC
Issue FeeFreeFree
Monthly Fee$0$0
KYC LevelLight KYCFull KYC
Available In100+ countriesEU, UK
Our Score7.7/107.8/10
Additional parameters
Supported CryptoBTC, ETH, USDT, OBTBTC, ETH, USDT, USDC
ATM Fee1%1.5%
Spend Limit$50,000/mo$25,000/mo
Mobile AppiOS & AndroidiOS & Android

Score breakdown

Score breakdown

๐ŸŒ€ Oobit Card๐Ÿ”’ Ledger Card
Fees
7.7
7.8
Cashback
6.2
6.3
Crypto
7.2
7.3
KYC
6.7
6.8
App
7.4
7.5
Regions
6.9
7.0

Pros & Cons

๐ŸŒ€ Oobit Card

Pros

  • Up to 5% cashback in OBT
  • Light KYC
  • High spend limits
  • P2P payments built-in

Cons

  • OBT token dependency
  • Newer project
  • Limited coin support
  • Token price risk

๐Ÿ”’ Ledger Card WINNER

Pros

  • Hardware wallet brand trust
  • BTC cashback
  • No monthly fee
  • Ledger ecosystem integration

Cons

  • EU/UK only
  • Limited crypto selection
  • Full KYC
  • Custodial card (despite HW brand)

Verdict: ๐Ÿ”’ Ledger Card

Ledger Card edges ahead with better overall value, lower fees, and stronger user reviews in 2026.

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Frequently Asked Questions

Based on our independent analysis, Trustee Plus ranks #1 for everyday use โ€” offering free issuance, 0% payment fees, non-custodial security, and availability in 100+ countries.

Both cards work internationally, but fees and regional availability differ. Check the comparison table above for exact ATM fees and supported countries.

Most crypto cards require at least light KYC. Trustee Plus has a streamlined KYC process that takes just minutes and supports users in 100+ countries.

Key fees include: card issuance fee, monthly maintenance fee, foreign transaction fee, ATM withdrawal fee, and crypto conversion spread. Trustee Plus charges 0% on card payments.

Yes โ€” Visa and Mastercard crypto cards are accepted at 50+ million merchants worldwide. Trustee Plus converts crypto to fiat instantly at the point of sale.

Check the 'Available In' row in the comparison table. Trustee Plus has the widest coverage at 100+ countries.